3330 Old Glenview Road,
Insurance is essential to any comprehensive financial plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship.
No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner— we will help you select coverage from a variety of insurance options to meet the needs identified in your financial plan.
In the event of death, life insurance offers surviving family members increased financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.
The advantages of life insurance include:
We can help you select coverage from a variety of life insurance options to meet the needs identified in your financial security plan.
Many of us worry about who would take care of us if something happens, and no one wants to be a burden. We can help you maintain your dignity and your hard-earned savings. We want you to have the flexibility and financial security to ensure that you receive the appropriate care. We can provide long term care insurance options to make it easier for you to help protect and secure a healthy financial future.
If you ever have a long term illness or a chronic condition, you may require extended care at home, in an assisted living facility or nursing home. Long term care insurance (LTCI) may help cover these costs, which can be steep.
LTCI can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care — about the services you receive, where you receive them, and who provides the care you need.
Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.
It encompasses paid sick leave, short-term disability benefits (STD), and long-term disability benefits (LTD). Statistics show that in the US a disabling accident occurs on average once every second. In fact, nearly 18.5% of Americans are currently living with a Disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
We can help you choose the disability insurance products that provide advantages like: