Financial and Retirement Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand the role of financial planning in meeting your short, medium and long-term financial aspirations, the better you’ll be able to control your financial destiny.

WHY FINANCIAL PLANNING IS IMPORTANT

A well-grounded financial plan is essential for anyone who wishes to accomplish specific financial objectives. Whether it be the idea of owning your home (sooner, rather than later!), making sure your children’s education is well funded, or ensuring a smooth and stress-free retirement; all of these seemingly disparate components come together under a unified financial plan.

The scope of an effective financial plan should therefore cover key aspects such as Saving, Budgeting, Investing, Tax planning, Insurance planning, Retirement planning, Estate planning, and much more.

WHAT WE CAN DO FOR YOU

Our systematic approach to Financial Planning services includes:

• Discovering You: We realize that financial planning is all about YOU! And the only way that we can deliver what YOU need is to understand what those needs are. We do this through a consultative discovery approach of getting to know you, and helping you understand what we can do for you.
• Strategizing: Now that our professionals have a better sense of who you are, and what you wish your financial future to look like, we can work together to create a financial strategy that will help you fulfil those financial objectives.
• Holistic Planning: Cookie cutters don’t work for us – and we believe they don’t serve the interest of our clients either. Through our systematic strategy-building process, we’ll create a set of personalized, holistic plans – for the short, intermediate and long-term, that will help fulfil your overall financial strategy. Our planning process is intensive, and we do it using a consultative and iterative approach. Each session brings us closer to helping you achieve the financial objectives that we set out together, during the Discovery phase.
• Implementation: Now that the plans are in place, we’ll walk you through the process of implementing them. Whether it’s making the right investment decisions, choosing the right insurance plan for you and your family, saving enough (and regularly) to reach your retirement goals, or creating an Estate Plan that preserves your legacy; our qualified Financial Planners will be right there by your side as you take each step. Through foresight, encouragement and professionalism, we’ll make sure each step of the plan is successfully implemented.
• Frequent Reviewing and Monitoring: While we’ll laud you at every successful implementation of your financial plan, we’ll stay vigilant throughout the process to make sure you stay on track to meet each of the objectives set out in the plan. Through constant monitoring, and frequent reviews with you, we’ll consult with you and make modifications to the strategies and plans as and when needed.

1. Focus on your goals in retirement and how you will pay for them.
   
2. Address your concerns and expectations for retirement.
   
3. Identify things that could pose a threat to your retirement and manage them.
   
4. Feel more educated, confident and in control of your financial future.
   
5. To help you navigate the complexity of financially moving into retirement.

Do you want to have fun in retirement? Planning can make the difference and it doesn’t have to be difficult.

Working with a financial professional that understands your retirement goals can help you create a plan to make the most of your money - now and in retirement.

Financial planning is about more than assets, investments and net worth. It’s about what you want to do with your money and why. It’s about identifying your concerns, expectations and goals – it’s about how you feel and what you want.

We help you address common fears and concerns such as health care costs, outliving your money and the best time to file for Social Security benefits. We can then help you gauge how likely you are to reach your goals and whether you are on track instead of focusing on headlines.

Learn more about how financial planning can help you by contacting us at (847) 256-8355 today.