Broker Check
75 Things We Do for Our Clients

75 Things We Do for Our Clients

April 01, 2022

75 Things We Do for Our Clients

Financial Planning

• Cares more about you and your money than anyone who doesn’t share your last name
• Asks questions in order to understand your needs and objectives
• Helps you determine where you are at present
• Guides you to think about areas of your financial life you may not have considered
• Helps organize your financial situation
• Formalizes your goals and puts them in writing for you
• Helps you prioritize your financial opportunities
• Helps you determine realistic goals
• Prepares a financial plan for you
• Prepares an investment policy statement for you
• Makes specific recommendations to help you meet your goals
• Implements those recommendations
• Studies possible alternatives that could meet your goals
• Suggests creative alternatives that you may not have considered
• Reviews and recommends life insurance policies to protect your family
• Assists you in setting up a company retirement plan
• Assists in preparing an estate plan for you
• Persuades you to do the things you know you ought to do, even if you don’t feel like doing them


• Prepares an asset allocation designed to attain the best rate of return for a given level of risk tolerance
• Reviews your children’s custodial accounts and 529 plans
• Does due diligence on money managers and mutual fund managers in order to make appropriate recommendations
• Stays up to date on changes in the investment world
• Monitors your investments
• Reviews your existing annuities
• Reviews your investments in your company 401(k) or 403(b) plans
• Reviews your existing IRAs
• Reviews and revises portfolios as conditions change
• Helps you determine your IRA Required Minimum Distribution
• Guides you through difficult periods in the stock market by sharing historical perspective
• Helps position your investment for improvement
• Looks "inside" your mutual funds to compare how many of their holdings duplicate each other
• Converts your investments to potential lifetime income
• Helps you evaluate the differences in risk levels between various fixed-income investments such as government bonds and corporate bonds
• Provides you with a written sector-based evaluation of your portfolio
• Determines the risk level of your existing portfolio
• Helps you consolidate and simplify your investments
• Provides you with alternative investment options

• Provides you with executive services involving restricted stock and employer stock options
• Provides introductions to money managers
• Shows you how to access your statements and other information online
• Shops for top CD rates from financial institutions throughout the country
• Timely execution of transactions
• Provides access to answers from a major investment firm



• Suggests alternatives to help lower your taxes during retirement
• Reviews your tax returns with an eye to possible savings in the future
• Stays up to date on tax law changes
• Helps you potentially reduce your taxes
• Re-positions investments to take full advantage of tax law provisions
• Works with your tax and legal advisors to help you meet your financial goals

Person to Person

• Confidentiality in the treatment of personal information
• Monitors changes in your life and family situation
• Will call you back and reply to your emails
• Proactively keeps in touch with you
• Remains only a telephone call away to answer financial questions for you
• Serves as a human glossary of financial terms such as beta, P/E ratio, and Sharpe ratio
• Makes sure that our firm provides excellent service at all times
• Provides referrals to other professionals, such as attorneys and mortgage brokers
• Refers you to banking establishments for loan alternatives
• Provides you with a chart showing the monthly income from all of your investments
• Suggests alternatives to help increase your income during retirement
• Listens and provides feedback in a way that a magazine or newsletter writer does not
• Shares the experience of our clients who have faced circumstances similar to yours
• Helps educate your children and grandchildren about investments and financial concepts
• Holds seminars to discuss significant and/or new financial concepts
• Helps with the continuity of your family’s financial plan through generations
• Facilitates the transfer of investments from individual names to trust, or from an owner through to beneficiaries
• Keeps you on track
• Identifies your savings shortfalls
• Develops and monitors a strategy for debt reduction
• Educates you on retirement issues
• Educates you on estate planning issues
• Educates you on college savings and financial aid options
• Is someone you can trust and get advice from in all your financial matters
• Provide a wise sounding board for ideas you are considering
• Is honest with you